⚠️ WARNING ⚠️
Growing your confidence with money will have a positive effect on your bank balance and success.
Proceed with caution!
Stressed out about money and business finances?
It just feels like everyone else knows what they're doing (they don't btw 😉)
Finding answers online can be so overwhelming and full of opinions 🤯
Even your accountant doesn't seem to make sense sometimes 🙃
Thoughts about keeping the right records, managing the cash, pricing, profits, margins, paying yourself, saving for tax, not to mention VAT interrupt your day 🤹
You kinda know what you 'should' be doing but it feels like you're trying to squeeze your square peg business into a round hole of conformity.
What you REALLY want is someone you can ask ANYTHING.
Someone who will give you an answer that makes sense for your business (and won't ever make you feel silly for asking!)
Take a deep breath and come this way ➡️➡️➡️, l can offer you the peace of mind that comes from knowing that someone has your back.............
Introducing…
Small Business Money Club (UK)
Firstly, let me be completely honest, this a bit of an experiment, I don't know of anyone else doing this - but I am sooo confident it's going to be what you need.
WHAT IS IT?
Practical one-to-one support tailored to you and your small business.
HOW DOES IT WORK?
Weekly 4hr Voxer Office Hours sessions
You get to text, and voice note me, getting my support specific to your business whether that's practical help or some coaching/mentoring to help you get moving.
❌ No group calls
❌ No self study
❌ No endless scrolling through resources looking for the answers
✅ Weekly One to One support
✅ 50% discount on all courses and 1 to 1 sessions.
Not sure what you can ask?
Here's some actual questions/conversations I've had.......
🚀 How do I pay off my debt AND invest in my business?
🚀 I'm nervous of raising my prices
🚀 How do I pay myself?
🚀 When should I become a Limited Company?
🚀 Should I be saving for the future?
🚀 I feel quite negative about money and stuff that's happened in the past
🚀 OMG do I have to register for VAT?
🚀 How much should I be charging?
Why Choose Me?
20 yrs experience as a Chartered Accountant helping 100's of small businesses grow.
I speak plain English
Ran my own successful business for 8 years, worked with a business partner, employed a team of 5, and sold the business for 6 figures.
Worked with everyone - start-ups to £10m businesses.
Obsessed with helping people with money so that they can live the life they want.
I have been in debt, £25k of debt, I know how it feels to have it, and how it feels to pay it off.
Expert at simplifying all things money.
I understand, and work with, the emotional side of money. We all have deep-seated beliefs (including me).
How do you know your relationship with money is holding you back?
You haven't opened a business bank account yet.
What's stopping you? Businesses need a separate bank account for many reasons, not least so that you can see what's happening with your money.
You don't know what your monthly sales are.
Either you don't have a system or you're avoiding looking at the numbers. It's an indicator that you don't feel comfortable and in control when it comes to money. At the end of the day your business needs to be making money to survive.
Your personal finances are in a mess.
As a small business owner, your business and personal finances can easily get confused and become overwhelming. You need to be able to see both clearly.
You have a fear of getting it wrong, or you tell yourself you're "not good with money".
Maybe you'll forget to do something important or get in trouble with the tax man. This fear will keep your business small, your unconscious mind busy working to keep you safe and under the radar.
You are booked out or really busy in your business but you still don't seem to have enough money.
Being busy is great but if you aren't making the money you need its exhausting and a sign that something isn't working financially.
Having someone you can trust available to answer your questions WILL improve your relationship with money but only if you take action.
Let's recap
➡️ Weekly Voxer Office Hours - Wed 10am to 2pm - get your money questions answered directly by me.
➡️ Open to UK businesses from Start-Up to £250k turnover.
➡️ BONUS: Access to Finding Your Balance
➡️ 50% off one to one sessions
Improve your money relationship and confidence with mindset work.
Discover guilt free spending.
Get clear on how much you want to be saving for your future (if anything).
Set up a simple 'set and forget' system for managing your money.
Simple strategies for dealing with debt.
FAQ’s
+ Do you give tax advice?
No, I am no longer registered as an accountant so I can't give tax advice. What I can do is point you to professional resources that will help you rather than you searching Google and potentially following the wrong advice.
+ Can you review my business plan?
No, the Voxer Office hours are designed to exchange voice notes and texts, reviewing of documents isn't included.
+ Do I need to be available for Office Hours every week?
No, not at all. You get weekly Voxer Office Hours because I don't want you to have to wait when you feel stuck or have an important question. If you don't have questions or aren't available one week that's fine you'll get an email with a written and audio round up of some of the great questions other people asked.
+ What if I don't know what to ask?
This happens more than you'd think - take a moment to think about where you feel stuck, where is there inaction or a lack of decision making. Share that and we will uncover something!
+ Do you help me make more sales?
Yes and no, I don't do sales and marketing specifically so if you have no income at all it's probably not for you. What I can say is that in my experience when clients become more confident they do tend to see increased income. Increased money confidence = more money. I CAN help with plans and sales forecasts but not the marketing activity.
+ What is Voxer?
Voxer is a walkie-talkie-style free app (it works like WhatsApp but you don't see each other's numbers). It allows us to share voice notes and texts throughout the weekly office hours.
+ Do you have an affiliate program?
Yes! If you know someone else who would benefit from Small Business Money Club you'll get details of the affiliate program when you sign up (if you are already a customer you should have them already). You'll get 25% commission for anyone that signs up using your link. Sign up 4 other people and your spot is essentially free!
+ Can I cancel?
The minimum sign-up period is 3 months, you can cancel at any time after that, if you do not cancel the next monthly payment will be taken automatically.
+ My turnover is over £250k can I join?
No, but ask me about the VIP version of this where you get Voxer access to ask me questions at any time with optional monthly meetings. Head to www.gailbainbridge.co.uk/money-expert
+ I have an group program - can I hire you as an expert for my audience.
Yes! I can come into your group program and provide Voxer Office Hours, I can also create themed content that is specifically for the areas that your audience struggle with. Contact me to discuss.
+ I have another question
Drop me a message using the box at the bottom right and we can chat!
Customer Testimonials
Elizabeth Goddard
Online Business Strategist
Hiring Gail was the turning point I needed to get on top of my money stuff once and for all.
Finally having someone to ask all my silly questions to, and actually trusting her answer was such a huge weight lifted off my shoulders.
I felt like I could breathe again, I had someone supporting me, talking me through things in manageable baby steps.
It's no surprise that 2020 was ~£320k and 2021 (finally registering as a Limited Company with Gail's help!) was ~£460k.
It's amazing what proper support will allow you to achieve.
You need a Gail.
Lisa Fisher
Conflict Coach
Gail has a wonderfully refreshing approach to finances.
Practical and effective strategies that are simple to implement - no business degree or advanced math skills required! I highly recommend her courses and services.